Loan Eligibility Calculator
Our Loan Eligibility Calculator helps you quickly determine whether you qualify for a Home Loan, Personal Loan, or Vehicle Loan in India. By entering basic financial and employment details, you can check your eligibility and get an estimated loan amount in seconds. Simply enter basic financial details to get:
- ✔ Your eligibility status
- ✔ Maximum loan amount estimate
- ✔ Key qualifying criteria
Get results in seconds – no registration or personal data required.
Supported Loan Types
1. Personal Loan Eligibility
- Age: 21-60 years
- Minimum Income: ₹25,000/month
- Employment: Salaried professionals
- Experience: 2+ years total, 1+ year with current employer
2. Home Loan Eligibility
- Age: 21-65 years
- Minimum Income: ₹30,000/month
- Employment: Salaried or self-employed
- Experience: 3+ years stable income
3. Vehicle Loan Eligibility
- Age: 21-65 years
- Minimum Income: ₹20,000/month
- Employment: Salaried or self-employed
- Experience: 1+ year
Key Benefits
✅ Fast & Accurate Estimates – Based on standard Indian lending norms
✅ Better Financial Planning – Know your borrowing capacity upfront
✅ Improves Approval Chances – Avoid unnecessary rejections
✅ 100% Free Tool – No hidden charges or registration
Factors Affecting Eligibility
- Income Level: Current and future earning potential
- Credit Score: 750+ score improves chances significantly
- Existing Debts: Lower EMIs increase eligible amount
- Employment Stability: Longer tenure with current employer helps
How to Enhance Your Eligibility
- Add co-applicant with income
- Clear existing debts
- Improve credit score
- Show additional income sources
- Opt for longer tenure
- Maintain stable employment history
How to Use
- Select loan type (Personal/Home/Vehicle)
- Enter monthly income, age, employment details
- Get instant eligibility result
Note: This calculator provides estimates only. Final approval depends on lender’s assessment of your complete profile including credit history and documentation.
For precise evaluation, we recommend consulting your preferred bank or financial advisor.
